Application for fd in bank

• IDFC FIRST Bank Accounts

• IDFC FIRST Bank Deposits

• IDFC FIRST Bank Loans

• IDFC FIRST Bank Wealth & Insure

• IDFC FIRST Bank Payments

• IDFC FIRST Bank Cards

• Premium Metal Credit Cards

• Best for travellers

• Max benefits, Free for life

• Reward Multipliers

• Rewards & Credit on UPI

• Express and Flaunt

• FD Backed rewarding Credit Cards for all

• Do more with your Credit Cards

• IDFC FIRST Bank NRI Savings Account

• IDFC FIRST Bank NRI Fixed Deposit

• IDFC FIRST Bank NRI Forex Solutions

• IDFC FIRST Bank Transfer to NRE

• IDFC FIRST Bank Cash Management Services

• IDFC FIRST Bank Lending

• IDFC FIRST Bank Treasury

• IDFC FIRST Bank MSME Accounts

• IDFC FIRST Bank Trade Service

• IDFC FIRST Bank Business Loans

• IDFC FIRST Bank Business Solutions

• IDFC FIRST Bank Business Offers

• About the Bank
• MD & CEO
• Our History
• Letter to Shareholders
• Board of Directors
• Awards & Accolades
• News Room

• Investor Presentation (Q1-FY25)
• Investor Presentation – Q1 FY25 (In US$)
• Annual Report (2023-24)
• View All Annual Reports
• Financial Documents
• IDFC FIRST Infrastructure Bonds
• Other Investor Information
• Composite Scheme of Amalgamation with IDFC Limited

• Come work with us
• Track job application

• CSR Activities
• IDFC FIRST Sustainability

Notifications

As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

Overview

Benefits

Steps to open an FD

Types of FDs

Eligibility

Blogs

FAQS

Fixed Deposit (FD)

Introducing IDFC FIRST Bank fixed deposits, a fast and secure way to invest your money. With a competitive interest rate, it is designed to meet the needs of investors who wish to strike a balance between growth and security.

Our simplified digital process allows you to open a fixed deposit in three quick steps, with or without having a savings account with IDFC FIRST Bank. Benefit from the power of compounded growth and flexible pay-outs, tailored to your financial goals. Add IDFC FIRST Bank Fixed Deposit to your portfolio today and watch your money grow safely, unaffected by the ups and downs of the market. Choose your amount, tenure and interest pay-outs and benefit from the attractive interest rates that are among the bests in the market.

Senior citizens get additional benefits which include higher interest rates of 0.5% p.a., helping them enjoy a comfortable and stress-free lifestyle after retirement. Read more

Features of fixed deposit investments:

Earn high interest on surplus funds:

Invest in IDFC FIRST Bank Fixed Deposits and benefit from one of the best interest rates in the industry. View all interest rates

Benefit for senior citizens:

IDFC FIRST Bank offers an additional 0.5% p.a. interest to senior citizens on their fixed deposits with no penalty on early withdrawal.

Choose your own pay-outs:

Gain a control on your interest pay-outs with IDFC FIRST Bank Fixed Deposits. There are three options for this - monthly, quarterly or at maturity interest pay-outs.

Benefit of compounding:

You can benefit from the option of quarterly compounding where the interest is paid at maturity, along with the principal amount of your fixed deposit.

Overdraft facility:

On select fixed deposits, IDFC FIRST Bank offers an overdraft facility to borrow against the deposit amount.

Benefits of Fixed Deposit

Instant, Digital Fixed Deposit Booking

Open your fixed deposit instantly in just 3 easy steps through an end-to-end paperless journey. Simply select the amount, choose your tenure, confirm and watch your money grow like never before.

Enjoy up to 7.75% interest p.a., with safety and stability. Senior Citizens enjoy an additional interest rate of 0.5% p.a.

Flexible Tenures and Pay-outs

Choose a tenure, from 7 days to 10 years, that fits your saving goals and opt for payouts monthly, quarterly, or at maturity.

For senior citizens, we offer zero penalty on early fixed deposit withdrawal to help increase flexibility in financial planning.

Full KYC Completion

For Digital FDs, complete your KYC from anywhere you wish to, by using our “Video KYC” services/feature, and enjoy unrestricted benefits.

Low Booking Amount

You can start investing with an amount as low as Rs.5000/- for Digital FDs and with Rs. 10,000/- for Offline FDs.